When Is the Best Time of Year to Buy A Car? 

When you're contemplating buying a new car, there are several essential factors to consider. One of the most important factors is the price you pay for the car of your dreams or for one that's perfect for your current needs. Apart from looking at the listed retail price, the various insurance plans, and the different financing options available to you, the time of year you choose to buy your car can determine how much savings you can churn out. Timing of your...continue reading

When Is A Car Payment Too High?

Purchasing a car is one of the biggest investments in every individuals life. For many people, a car is an emotional purchase and they seldom think about affordability and about their needs during a car purchase. The result is financial difficulties. Here we have discussed important things related to a car payment.

When Is a Car Payment Too High?

According to financial experts, if the car payment is exceeding 30% of your total income, it can be considered a high car payment. Many...continue reading

How Do I Know If A Dealer Trade-In Value Is Fair?

Getting rid of an old car is one of the priorities when buying a new one. Selling the car to a private party can get you more money, but it can take time to find a buyer who offers a good price. Hence, many people consider the trade-in option. While it's convenient, many people feel that the trade-in value offered by the car dealer is not fair. So what you should do? The answer: find the right trade-in value range of your car and then negotiate a fair...continue reading

Will a Car Payment Affect My Credit Score?

Purchasing a car is a big investment for most people. You will get a lower interest rate on loans if you maintain a good credit score. Many people dont take out car loans because theyre worried it will have a bad effect on their credit score, but this is untrue. Here are some answers to common questions about how car payments affect credit scores.

What Happens to a Credit Score When You Apply for a Car Loan?

When you apply for a car loan, a few different lenders...continue reading

Why Should Millennials Buy Used Cars?

Millennials do things differently. They arent buying as many cars as much as their parents and grandparents, and have their own way to tackle big purchases. Millennials have two options go for a new car or buy a reliable used model. Here are some reasons why millennials should stay in the used car market.

More Financial Burden

Purchasing a car is a big investment, and an extra car loan is a huge downside for millennials. Millennials average income is down by 21%. Unlike...continue reading

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